Getting a hard money loan is pretty easy and much quicker then a traditional bank or lender.    Approvals typically happen within 24 hours, and settlements can occur in less than a week. Many loans we close are within a few business days. However, remember that the lender has due diligence and underwriting to conduct depending on the overall project. This may include property inspections, ordering and inspecting title work, and drafting lender documents. Depending on the circumstances, this could take anywhere from a few hours to a week, but in a rush situation, we can speed up the process to accommodate you.