Typical Maryland terms run 6 months to 3 years with interest-only payments. Loan-to-value ratios generally land between 55% and 65% of the property value, interest rates typically run 12% to 15%, and origination fees run 2% to 5% of the loan amount. Exact pricing depends on the collateral and market conditions: a stabilized mixed-use building near Bethesda Row and a value-add office conversion off Rockville Pike price differently. Call 240-994-2284 for real numbers on your specific property.